"The high costs of healthcare and malpractice premiums are a result of frivolous lawsuits filed against us." This is a common refrain from the Ohio State Medical Association and Ohio Hospital Association, but this notion is essentially nonsense. Over the last 25 years, claims paid out from medical malpractice lawsuits have declined by over half. This is a direct result of the "tort reform" effort that has rendered it extremely difficult to justify bringing a medical claim against a doctor, especially if the injured patient has not suffered a permanent, disabling, and/or catastrophic injury. Despite consistently limiting a patient's access to justice in the courts his or her injuries, the health insurance industry continues to point the finger at lawsuits as being the problem.